Zameen ya makaan bechne par lage LTCG tax se bachne ka kanooni raasta — 6 mahine ke andar 54EC bonds me invest karein. Rate, lock-in, limit aur asli hisaab yahan.
F&O ka munafa capital gains nahi, business income mana jata hai. Jaane turnover kaise gina jata hai, STT ke naye rates kya hain, aur ITR-3 me sahi tax kaise bharein.
Agar aapne 2018 me Sovereign Gold Bond (SGB) liya tha, to aaj aapke liye khush-khabri wala din hai. SGB Final Redemption 2026 aaj, 23 October 2026 ko ho rahi hai — RBI ne 2018-19 Series-II ka final redemption price Rs 14,425 per gram fix kar diya hai. Jo logon ne 8 saal pehle is series … Read more
Locker me maa ke gehne hain, FD ke kagaz hain, property ke documents hain — rakhe to hain, par kabhi ye socha hai ki agar bank ki taraf se koi gadbad ho jaye to bank aapko kitna paisa dega? Poora nuksaan, ya kuch hissa? Aur woh naya agreement jo bank ne kuch time pehle dobara … Read more
Dukaan achhi chal rahi hai, grahak badh rahe hain, aur man karta hai ek nayi machine le loon ya doosri shop khol loon. Par jaise hi bank loan ka naam aata hai, dimaag me ek hi sawaal atak jaata hai — girvi rakhne ko mere paas hai hi kya? Isi sawaal par hazaron chhote vyapari … Read more
Ghar ki chhat se baarish me paani tapak raha hai. Ya bathroom ki tiles ukhad gayi hain, kitchen ka renovation saalon se talta aa raha hai. Marammat ke liye 8–10 lakh rupaye chahiye, lekin personal loan ka 11–14% byaaj dekh kar haath kaanp jaate hain. Agar aapka home loan pehle se chal raha hai, to … Read more
Dost ya rishtedaar se bada gift mila to tax kisko dena hoga? Rs 50,000 ki seema, relatives/shaadi/will par poori chhoot aur valuation ke niyam — poori jaankari.
Chhoti dukaan ya trading business hai to 44AD me bina bahi-khata ke sirf turnover ke 8% (cash) ya 6% (digital) par tax de sakte ho — kaun eligible hai, kaun nahi, poori jaankari.
Bank ka camp aapke gaon ya mohalle me lagne wala hai — aur aap soch rahe hain ki saath me kya-kya kagaz le jaane hain, kaun se kaam ho jayenge? Yahi sawaal lekar aaya hai financial inclusion campaign 2026: 21 October se 31 December 2026 tak banks desh bhar ke lagbhag 2.70 lakh Gram Panchayato … Read more
Health insurance lene ke baad claim kab milega? 30-din initial, PED 3 saal aur maternity waiting period — 2026 ke niyam.
