Hospital ka bill lakhon ka, insurer ne claim reject kar diya? Ghabrayein nahi — rejection ki asli wajah samajhna aur sahi order me appeal karna hi aadha kaam hai.
Pita ji ka operation hua, hospital ka bill Rs 12 lakh aaya. Haath me thi sirf Rs 5 lakh ki family floater policy, jo company se mili thi aur kabhi badhai nahi gayi. Baaki Rs 7 lakh savings se dene pade, jo bachon ki padhai ke liye rakhe the. Ye kahani har saal hazaaron parivaaron … Read more
Health insurance lene ke baad claim kab milega? 30-din initial, PED 3 saal aur maternity waiting period — 2026 ke niyam.
Term plan me ₹12,000/yr me ₹1 crore ka pure cover milta hai, jabki endowment me ₹2.5 lakh/yr dekar bhi returns sirf ~5% ke aas-paas — premium, returns aur surrender ka sach samjhein.
Cyber insurance me UPI fraud, phishing aur identity theft ka cover — premium, claim process aur IRDAI rules ki poori 2026 guide.
Ek hi health policy me pati-patni, bachche aur parents ka cover — family floater kaise kaam karta hai, kab faydemand hai aur kab alag policy behtar.
Term plan ke saath lagne wale riders — critical illness, accidental death, waiver of premium — kya hain, IRDAI ke rules kya kehte hain, aur kaun sa rider kiske liye.
Videsh jaane se pehle travel insurance kyun zaroori hai — medical emergency, trip cancellation, baggage loss aur flight delay cover, exclusions aur sahi policy chunne ke tips.
ULIP kya hai, kaise kaam karta hai, 5 saal ka lock-in aur charges kya hain — ULIP vs term insurance + SIP ki tulna samet poori guide.
Home insurance kya hai, isme kya cover hota hai aur IRDAI ka Bharat Griha Raksha standard product kya hai — ghar malikon ke liye poori guide.
