Endowment vs Term Insurance 2026: ₹12,000 vs ₹2.5 Lakh Premium — Kaun Better?
Term plan me ₹12,000/yr me ₹1 crore ka pure cover milta hai, jabki endowment me ₹2.5 lakh/yr dekar bhi returns sirf ~5% ke aas-paas — premium, returns aur surrender ka sach samjhein.