P2P Lending Kya Hai? RBI Rules, ₹50 Lakh Cap — Return Aur Risk 2026
P2P lending — platforms kaise kaam karti hain, RBI rules, return ka daava vs asli risk.
P2P lending — platforms kaise kaam karti hain, RBI rules, return ka daava vs asli risk.
NRE vs NRO account — NRI ke liye kaun sa account, tax treatment, repatriation limit aur kholne ka tareeka.
Largecap vs midcap vs smallcap — SEBI ke hisaab se top 100, 101-250, 251+ ka matlab, risk-return ka farq aur sahi fund chunne ka formula.
Bank nomination ke naye niyam — ab deposit account par 4 nominee tak. Simultaneous vs successive, locker rules aur nomination kaise add karein.
50-30-20 budget rule — salary ke 50% needs, 30% wants, 20% savings. Kaise lagayein, real hisaab aur apne shahar ke hisaab se adjust karna.
Bank ne shikayat ka jawab nahi diya? RBI Integrated Ombudsman Scheme 2026 me cms.rbi.org.in par free complaint — ₹30 lakh tak compensation, poora process.
XIRR vs CAGR — mutual fund me invest karne wale lagbhag har vyakti ke saamne kabhi na kabhi yeh sawal aata hai. Aapke SIP account statement par XIRR likha hota hai, fund ki factsheet par CAGR, aur kisi advertisement me “3 saal me 50% return” jaisa absolute number. Teeno alag-alag sawalon ke jawab dete hain … Read more
RBI Floating Rate Bonds par 8.05% p.a. interest (Jul-Dec 2026), ₹1,000 se shuru, 7 saal tenure — rate reset ka niyam, tax, premature withdrawal aur FD/PPF se tulna.
VPF — EPF ke upar voluntary extra contribution par sarkar-nihit 8.25% byaaj. Kaise kholain, tax rule, withdrawal aur real-number examples.
Unified Pension Scheme me 50% assured pension, ₹10,000 minimum aur 60% family pension — eligibility, contributions aur NPS se tulna, 2026 guide.