FY 2026-27 me videsh paisa bhejne par TCS ke naye rates — general remittance par ₹10 lakh se upar 20%, self-funded education aur medical par sirf 2%, education loan par zero, tour packages par flat 2%.
Term plan me ₹12,000/yr me ₹1 crore ka pure cover milta hai, jabki endowment me ₹2.5 lakh/yr dekar bhi returns sirf ~5% ke aas-paas — premium, returns aur surrender ka sach samjhein.
RBI Floating Rate Bonds par 8.05% p.a. interest (Jul-Dec 2026), ₹1,000 se shuru, 7 saal tenure — rate reset ka niyam, tax, premature withdrawal aur FD/PPF se tulna.
VPF — EPF ke upar voluntary extra contribution par sarkar-nihit 8.25% byaaj. Kaise kholain, tax rule, withdrawal aur real-number examples.
Cyber insurance me UPI fraud, phishing aur identity theft ka cover — premium, claim process aur IRDAI rules ki poori 2026 guide.
Mutual fund units girvi rakhkar bina beche loan — LTV limits, 9.99–12% interest, lien process aur margin call ke rules, 2026 guide.
44ADA me specified professionals 50% receipts ko income maankar bina books ke tax file kar sakte hain — eligibility, ₹75 lakh limit aur Income-tax Act 2025 ke Section 58 rules.
Unified Pension Scheme me 50% assured pension, ₹10,000 minimum aur 60% family pension — eligibility, contributions aur NPS se tulna, 2026 guide.
RBI ke UDGAM portal par 30 banks ke bhoole hue deposits ek jagah search karein — DEA fund, UDRN aur claim process ki poori 2026 guide.
DICGC ke tahat RBI ke subsidiary dwara har bank me aapke deposits par ₹5 lakh tak ka insurance — limit kaise kaam karti hai, kaun covered hai, kaun nahi.
